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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,490 | $84,551-97.1% | $61,452-95.9% | $134,532-98.1% |
| Participation rate | 12.5% | 62.2%-49.7pp | 52.6%-40.1pp | 81.2%-68.7pp |
| Annual return | -18.11% | 585.39%-603.5pp | 338.96%-357.1pp | 418.27%-436.4pp |
| Employer contribution / active EE | $201 | $1,545-87.0% | $1,160-82.7% | $4,741-95.8% |
| Participant deferral / active EE | $280 | $2,818-90.1% | $2,125-86.8% | $6,401-95.6% |
| Admin fee / account holder | $4,578 | $2,587+76.9% | $2,131+114.8% | $11,429-59.9% |