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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,390 | $25,014+17.5% | $69,460-57.7% | $80,911-63.7% |
| Participation rate | 34.6% | 64.2%-29.6pp | 66.4%-31.8pp | 67.6%-33.0pp |
| Annual return | 14.10% | 19.08%-5.0pp | 100.80%-86.7pp | 35.63%-21.5pp |
| Employer contribution / active EE | $612 | $991-38.3% | $1,714-64.3% | $2,756-77.8% |
| Participant deferral / active EE | $824 | $1,839-55.2% | $2,890-71.5% | $4,297-80.8% |
| Admin fee / account holder | $511 | $2,491-79.5% | $4,695-89.1% | $6,935-92.6% |