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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,998 | $141,004+14.9% | $112,273+44.3% | $139,456+16.2% |
| Participation rate | 25.0% | 79.2%-54.2pp | 72.4%-47.4pp | 80.3%-55.3pp |
| Annual return | 2.14% | 32.75%-30.6pp | 30.23%-28.1pp | 373.45%-371.3pp |
| Employer contribution / active EE | $1,513 | $4,285-64.7% | $3,431-55.9% | $4,753-68.2% |
| Participant deferral / active EE | $5,988 | $5,878+1.9% | $4,800+24.7% | $6,711-10.8% |
| Admin fee / account holder | $0 | $9,959-100.0% | $7,752-100.0% | $11,407-100.0% |