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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,858 | $92,684-91.5% | $82,706-90.5% | $134,509-94.2% |
| Participation rate | 18.2% | 75.2%-57.0pp | 72.6%-54.4pp | 81.2%-63.0pp |
| Annual return | 45.04% | 945.84%-900.8pp | 701.76%-656.7pp | 418.13%-373.1pp |
| Employer contribution / active EE | $427 | $3,272-86.9% | $3,007-85.8% | $4,741-91.0% |
| Participant deferral / active EE | $1,353 | $4,800-71.8% | $4,394-69.2% | $6,400-78.9% |
| Admin fee / account holder | $1,013 | $5,982-83.1% | $5,329-81.0% | $11,427-91.1% |