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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,716 | $156,398+13.0% | $147,318+20.0% | $138,895+27.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.81% | 78.75%-60.9pp | 70.43%-52.6pp | 145.39%-127.6pp |
| Employer contribution / active EE | $16,358 | $4,853+237.0% | $4,593+256.2% | $4,194+290.0% |
| Participant deferral / active EE | $12,963 | $8,237+57.4% | $7,906+64.0% | $6,396+102.7% |
| Admin fee / account holder | $1,474 | $14,976-90.2% | $13,708-89.2% | $12,562-88.3% |