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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,517 | $175,231-94.0% | $149,696-93.0% | $139,466-92.5% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 36.92% | 166.77%-129.9pp | 134.46%-97.5pp | 373.66%-336.7pp |
| Employer contribution / active EE | $1,166 | $5,478-78.7% | $4,821-75.8% | $4,754-75.5% |
| Participant deferral / active EE | $3,593 | $6,521-44.9% | $5,682-36.8% | $6,712-46.5% |
| Admin fee / account holder | $17 | $16,155-99.9% | $13,212-99.9% | $11,409-99.9% |