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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,911 | $167,362-92.9% | $143,799-91.7% | $134,532-91.1% |
| Participation rate | 37.5% | 84.8%-47.3pp | 80.3%-42.8pp | 81.2%-43.7pp |
| Annual return | -71.34% | 0.47%-71.8pp | -0.04%-71.3pp | 418.27%-489.6pp |
| Employer contribution / active EE | $1,231 | $5,620-78.1% | $4,952-75.2% | $4,741-74.0% |
| Participant deferral / active EE | $3,794 | $6,447-41.2% | $5,638-32.7% | $6,401-40.7% |
| Admin fee / account holder | $0 | $18,094-100.0% | $14,677-100.0% | $11,429-100.0% |