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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,921 | $49,897-86.1% | $80,648-91.4% | $75,177-90.8% |
| Participation rate | 96.2% | 55.3%+40.8pp | 67.0%+29.1pp | 67.2%+28.9pp |
| Annual return | 21.78% | 34.68%-12.9pp | 937.21%-915.4pp | 160.75%-139.0pp |
| Employer contribution / active EE | $2,499 | $1,699+47.1% | $2,724-8.2% | $2,671-6.4% |
| Participant deferral / active EE | $1,266 | $2,992-57.7% | $4,443-71.5% | $4,126-69.3% |
| Admin fee / account holder | $430 | $3,579-88.0% | $5,382-92.0% | $5,651-92.4% |