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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,660 | $45,872-89.8% | $77,100-94.0% | $68,490-93.2% |
| Participation rate | 97.4% | 55.9%+41.5pp | 67.9%+29.5pp | 67.9%+29.5pp |
| Annual return | -21.00% | 1.73%-22.7pp | 42.35%-63.4pp | -7.85%-13.2pp |
| Employer contribution / active EE | $3,153 | $1,650+91.1% | $2,815+12.0% | $2,597+21.4% |
| Participant deferral / active EE | $1,599 | $2,963-46.0% | $4,430-63.9% | $4,028-60.3% |
| Admin fee / account holder | $737 | $3,041-75.7% | $5,443-86.5% | $5,403-86.4% |