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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,641 | $115,810-89.1% | $101,271-87.5% | $158,966-92.0% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.8%+9.9pp | 82.0%+3.8pp |
| Annual return | 1030.65% | 56.15%+974.5pp | 46.48%+984.2pp | 302.95%+727.7pp |
| Employer contribution / active EE | $3,713 | $4,175-11.1% | $3,660+1.4% | $4,762-22.0% |
| Participant deferral / active EE | $6,896 | $4,958+39.1% | $4,371+57.8% | $5,983+15.3% |
| Admin fee / account holder | $1,173 | $7,248-83.8% | $5,948-80.3% | $11,250-89.6% |