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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,956 | $148,623-73.1% | $135,974-70.6% | $139,466-71.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.78% | 79.30%-57.5pp | 68.30%-46.5pp | 373.66%-351.9pp |
| Employer contribution / active EE | $4,362 | $5,246-16.9% | $4,859-10.2% | $4,754-8.2% |
| Participant deferral / active EE | $11,224 | $8,103+38.5% | $7,760+44.6% | $6,712+67.2% |
| Admin fee / account holder | $356 | $12,406-97.1% | $10,767-96.7% | $11,409-96.9% |