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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,062 | $45,872-34.5% | $77,081-61.0% | $68,495-56.1% |
| Participation rate | 74.1% | 55.9%+18.2pp | 67.9%+6.2pp | 67.9%+6.2pp |
| Annual return | -18.41% | 1.73%-20.1pp | 42.33%-60.7pp | -7.84%-10.6pp |
| Employer contribution / active EE | $1,388 | $1,650-15.9% | $2,813-50.7% | $2,596-46.5% |
| Participant deferral / active EE | $3,097 | $2,963+4.5% | $4,428-30.1% | $4,028-23.1% |
| Admin fee / account holder | $365 | $3,041-88.0% | $5,427-93.3% | $5,403-93.2% |