Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $7,400 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,722 | $78,419-4.7% | $133,959-44.2% | $73,412+1.8% |
| Participation rate | 46.2% | 78.6%-32.4pp | 79.8%-33.6pp | 72.2%-26.0pp |
| Annual return | 15.20% | 33.35%-18.2pp | 45.09%-29.9pp | 59.30%-44.1pp |
| Employer contribution / active EE | $548 | $2,044-73.2% | $3,919-86.0% | $2,234-75.5% |
| Participant deferral / active EE | $3,032 | $3,925-22.8% | $5,047-39.9% | $3,806-20.3% |
| Admin fee / account holder | $21 | $161-87.0% | $8,928-99.8% | $158-86.7% |