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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,355 | $154,193-47.2% | $130,045-37.4% | $139,466-41.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | -7.72% | 32.51%-40.2pp | -137.30%+129.6pp | 373.66%-381.4pp |
| Employer contribution / active EE | $1,248 | $5,292-76.4% | $4,321-71.1% | $4,754-73.7% |
| Participant deferral / active EE | $3,180 | $6,709-52.6% | $5,820-45.4% | $6,712-52.6% |
| Admin fee / account holder | $8,553 | $13,989-38.9% | $10,600-19.3% | $11,409-25.0% |