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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,068 | $135,645-15.2% | $110,243+4.4% | $135,380-15.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -22.97% | 513.24%-536.2pp | 314.76%-337.7pp | 519.81%-542.8pp |
| Employer contribution / active EE | $1,280 | $4,907-73.9% | $3,827-66.6% | $4,779-73.2% |
| Participant deferral / active EE | $9,339 | $5,507+69.6% | $4,672+99.9% | $5,609+66.5% |
| Admin fee / account holder | $4,363 | $11,458-61.9% | $8,548-49.0% | $10,828-59.7% |