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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,297 | $176,105+5.2% | $159,474+16.2% | $167,536+10.6% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 12.21% | 331.91%-319.7pp | 263.68%-251.5pp | 478.82%-466.6pp |
| Employer contribution / active EE | $6,030 | $5,299+13.8% | $4,831+24.8% | $4,839+24.6% |
| Participant deferral / active EE | $4,359 | $7,751-43.8% | $7,353-40.7% | $6,342-31.3% |
| Admin fee / account holder | $27,655 | $12,559+120.2% | $10,802+156.0% | $12,315+124.6% |