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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,109 | $107,353-72.9% | $92,903-68.7% | $152,885-81.0% |
| Participation rate | 87.5% | 79.8%+7.7pp | 76.0%+11.5pp | 82.5%+5.0pp |
| Annual return | 3.70% | 145.62%-141.9pp | 109.43%-105.7pp | 345.39%-341.7pp |
| Employer contribution / active EE | $1,725 | $4,222-59.1% | $3,653-52.8% | $4,763-63.8% |
| Participant deferral / active EE | $0 | $4,848-100.0% | $4,238-100.0% | $5,851-100.0% |
| Admin fee / account holder | $2,609 | $7,081-63.2% | $5,795-55.0% | $11,598-77.5% |