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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,723 | $133,998-73.3% | $112,263-68.2% | $134,545-73.4% |
| Participation rate | 78.9% | 78.6%+0.4pp | 75.1%+3.9pp | 81.2%-2.3pp |
| Annual return | -15.51% | 47.17%-62.7pp | 27.49%-43.0pp | 418.37%-433.9pp |
| Employer contribution / active EE | $5,319 | $4,040+31.7% | $3,636+46.3% | $4,742+12.2% |
| Participant deferral / active EE | $6,538 | $5,292+23.5% | $4,729+38.2% | $6,401+2.1% |
| Admin fee / account holder | $2,878 | $7,493-61.6% | $6,410-55.1% | $11,431-74.8% |