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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,001 | $111,535-39.9% | $105,223-36.3% | $137,256-51.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.49% | 237.85%-223.4pp | 180.65%-166.2pp | 220.34%-205.9pp |
| Employer contribution / active EE | $22,610 | $3,939+473.9% | $3,689+513.0% | $4,156+444.0% |
| Participant deferral / active EE | $13,714 | $5,500+149.4% | $5,072+170.4% | $6,407+114.1% |
| Admin fee / account holder | $6,732 | $9,721-30.8% | $8,859-24.0% | $12,270-45.1% |