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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,001 | $129,737-48.4% | $119,126-43.8% | $154,746-56.7% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 14.49% | 379.08%-364.6pp | 282.11%-267.6pp | 172.34%-157.9pp |
| Employer contribution / active EE | $22,610 | $4,375+416.8% | $4,034+460.5% | $4,379+416.3% |
| Participant deferral / active EE | $13,714 | $5,842+134.8% | $5,318+157.9% | $6,730+103.8% |
| Admin fee / account holder | $6,732 | $11,961-43.7% | $10,693-37.0% | $14,365-53.1% |