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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,369 | $150,442-14.0% | $136,295-5.1% | $147,585-12.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.45% | 1049.09%-1030.6pp | 5155.97%-5137.5pp | 578.56%-560.1pp |
| Employer contribution / active EE | $17,207 | $5,256+227.4% | $4,695+266.4% | $4,876+252.9% |
| Participant deferral / active EE | $6,160 | $6,630-7.1% | $6,247-1.4% | $5,439+13.3% |
| Admin fee / account holder | $1,352 | $10,905-87.6% | $9,243-85.4% | $10,885-87.6% |