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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,853 | $157,276+8.0% | $141,177+20.3% | $152,885+11.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 13.59% | 64.33%-50.7pp | 71.40%-57.8pp | 345.39%-331.8pp |
| Employer contribution / active EE | $1,830 | $5,262-65.2% | $4,736-61.4% | $4,763-61.6% |
| Participant deferral / active EE | $9,600 | $7,110+35.0% | $6,710+43.1% | $5,851+64.1% |
| Admin fee / account holder | $393 | $12,123-96.8% | $10,263-96.2% | $11,598-96.6% |