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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,675 | $134,001-11.4% | $112,258+5.7% | $134,509-11.8% |
| Participation rate | 93.8% | 78.6%+15.2pp | 75.1%+18.7pp | 81.2%+12.5pp |
| Annual return | -21.23% | 47.15%-68.4pp | 27.47%-48.7pp | 418.13%-439.4pp |
| Employer contribution / active EE | $1,866 | $4,039-53.8% | $3,636-48.7% | $4,741-60.6% |
| Participant deferral / active EE | $4,993 | $5,291-5.6% | $4,728+5.6% | $6,400-22.0% |
| Admin fee / account holder | $2,236 | $7,491-70.2% | $6,411-65.1% | $11,427-80.4% |