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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,983 | $99,345-50.7% | $84,753-42.2% | $273,972-82.1% |
| Participation rate | 88.2% | 80.7%+7.5pp | 76.6%+11.6pp | 83.0%+5.2pp |
| Annual return | 7.32% | 22.93%-15.6pp | 22.78%-15.5pp | 41.46%-34.1pp |
| Employer contribution / active EE | $1,291 | $4,214-69.4% | $3,574-63.9% | $4,869-73.5% |
| Participant deferral / active EE | $3,852 | $4,270-9.8% | $3,712+3.8% | $5,287-27.1% |
| Admin fee / account holder | $426 | $6,645-93.6% | $5,333-92.0% | $10,133-95.8% |