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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,526 | $159,978-17.2% | $147,041-9.9% | $145,978-9.2% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.1pp |
| Annual return | 9.72% | 98.36%-88.6pp | 419.21%-409.5pp | 550.52%-540.8pp |
| Employer contribution / active EE | $2,766 | $5,288-47.7% | $4,935-44.0% | $4,662-40.7% |
| Participant deferral / active EE | $6,461 | $8,429-23.3% | $8,071-19.9% | $6,690-3.4% |
| Admin fee / account holder | $4,102 | $15,053-72.8% | $13,006-68.5% | $13,400-69.4% |