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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,322 | $112,121-71.2% | $95,960-66.3% | $158,966-79.7% |
| Participation rate | 54.5% | 79.0%-24.4pp | 77.1%-22.5pp | 82.0%-27.4pp |
| Annual return | 12.47% | 171.16%-158.7pp | 91.63%-79.2pp | 302.95%-290.5pp |
| Employer contribution / active EE | $881 | $3,199-72.5% | $2,541-65.3% | $4,762-81.5% |
| Participant deferral / active EE | $2,249 | $4,784-53.0% | $4,167-46.0% | $5,983-62.4% |
| Admin fee / account holder | $518 | $10,135-94.9% | $6,797-92.4% | $11,250-95.4% |