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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,968 | $82,674+0.4% | $125,363-33.8% | $68,495+21.1% |
| Participation rate | 78.1% | 75.0%+3.1pp | 82.4%-4.3pp | 67.9%+10.2pp |
| Annual return | -20.22% | -5.97%-14.3pp | 572.15%-592.4pp | -7.84%-12.4pp |
| Employer contribution / active EE | $2,098 | $3,382-37.9% | $4,815-56.4% | $2,596-19.2% |
| Participant deferral / active EE | $9,242 | $6,111+51.2% | $7,447+24.1% | $4,028+129.5% |
| Admin fee / account holder | $2,921 | $6,276-53.5% | $10,005-70.8% | $5,403-45.9% |