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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,604 | $106,551-57.2% | $91,225-50.0% | $134,532-66.1% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -16.08% | 160.78%-176.9pp | 114.12%-130.2pp | 418.27%-434.3pp |
| Employer contribution / active EE | $2,552 | $3,331-23.4% | $2,851-10.5% | $4,741-46.2% |
| Participant deferral / active EE | $592 | $4,718-87.5% | $4,233-86.0% | $6,401-90.8% |
| Admin fee / account holder | $740 | $6,234-88.1% | $5,422-86.4% | $11,429-93.5% |