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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 7200 E HAMPDEN AVE STE 206 · DENVER, CO 80224 | Advisory (Plan) | $89,551 |
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $65,837 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $28,142 |
PENTEGRA SERVICES, INC.2 years Service code 13 701 WESTCHESTER AVE. · WHITE PLAINS, NY 10604 | Contract Administrator | $23,564 |
PENTEGRA SERVICES, INC.2 years Filed as: PENTEGRA SERVICES INC. Service code 13 | Contract Administrator | $10,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,469 | $106,264-13.9% | $147,117-37.8% | $77,762+17.6% |
| Participation rate | 88.1% | 78.4%+9.7pp | 82.2%+6.0pp | 70.6%+17.5pp |
| Annual return | 88.93% | 56.94%+32.0pp | 420.54%-331.6pp | 31.27%+57.7pp |
| Employer contribution / active EE | $4,343 | $4,074+6.6% | $4,932-11.9% | $2,728+59.2% |
| Participant deferral / active EE | $9,388 | $8,003+17.3% | $8,065+16.4% | $4,651+101.9% |
| Admin fee / account holder | $402 | $334+20.4% | $12,993-96.9% | $433-7.0% |