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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,953 | $134,001+39.5% | $112,258+66.5% | $134,509+39.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -11.57% | 47.15%-58.7pp | 27.47%-39.0pp | 418.13%-429.7pp |
| Employer contribution / active EE | $40,500 | $4,039+902.6% | $3,636+1014.0% | $4,741+754.3% |
| Participant deferral / active EE | $20,500 | $5,291+287.4% | $4,728+333.5% | $6,400+220.3% |
| Admin fee / account holder | $1,349 | $7,491-82.0% | $6,411-79.0% | $11,427-88.2% |