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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,412 | $39,162-4.5% | $100,671-62.8% | $59,633-37.3% |
| Participation rate | 67.3% | 55.9%+11.4pp | 70.7%-3.4pp | 68.7%-1.4pp |
| Annual return | -0.70% | 21.07%-21.8pp | 20.43%-21.1pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $1,672 | $1,151+45.3% | $4,012-58.3% | $2,203-24.1% |
| Participant deferral / active EE | $3,826 | $1,992+92.1% | $3,144+21.7% | $3,192+19.9% |
| Admin fee / account holder | $5,582 | $2,969+88.0% | $4,850+15.1% | $4,297+29.9% |