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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,399 | $97,729-54.6% | $83,830-47.0% | $135,379-67.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.37% | 1287.52%-1294.9pp | 850.97%-858.3pp | 519.79%-527.2pp |
| Employer contribution / active EE | $1,300 | $4,222-69.2% | $3,631-64.2% | $4,779-72.8% |
| Participant deferral / active EE | $4,639 | $4,683-0.9% | $4,082+13.6% | $5,609-17.3% |
| Admin fee / account holder | $2,718 | $6,674-59.3% | $5,479-50.4% | $10,828-74.9% |