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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,274 | $81,331-37.0% | $155,534-67.0% | $80,935-36.6% |
| Participation rate | 25.3% | 66.3%-41.0pp | 78.2%-52.9pp | 67.7%-42.4pp |
| Annual return | 10.89% | 33.37%-22.5pp | 64.92%-54.0pp | 35.66%-24.8pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,309 | $3,454-62.1% | $5,630-76.7% | $4,299-69.5% |
| Admin fee / account holder | $3,673 | $7,999-54.1% | $15,900-76.9% | $6,924-47.0% |