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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,593 | $227,597+33.4% | $189,575+60.1% | $167,536+81.2% |
| Participation rate | 88.9% | 82.5%+6.4pp | 78.4%+10.4pp | 82.1%+6.8pp |
| Annual return | 15.69% | 78.44%-62.7pp | 64.19%-48.5pp | 478.82%-463.1pp |
| Employer contribution / active EE | $17,999 | $5,316+238.6% | $4,412+308.0% | $4,839+272.0% |
| Participant deferral / active EE | $12,994 | $7,002+85.6% | $6,174+110.5% | $6,342+104.9% |
| Admin fee / account holder | $6,682 | $11,877-43.7% | $9,806-31.9% | $12,315-45.7% |