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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,302 | $232,540-16.9% | $185,117+4.4% | $147,586+31.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 16.52% | 43.03%-26.5pp | 40.50%-24.0pp | 578.59%-562.1pp |
| Employer contribution / active EE | $14,639 | $5,195+181.8% | $4,182+250.1% | $4,876+200.2% |
| Participant deferral / active EE | $8,886 | $5,834+52.3% | $5,045+76.1% | $5,439+63.4% |
| Admin fee / account holder | $4,644 | $10,275-54.8% | $8,159-43.1% | $10,886-57.3% |