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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,699 | $211,288+83.0% | $178,540+116.6% | $145,884+165.1% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.03% | 30.27%-18.2pp | 27.15%-15.1pp | 551.85%-539.8pp |
| Employer contribution / active EE | $26,955 | $4,574+489.3% | $3,953+581.9% | $4,662+478.1% |
| Participant deferral / active EE | $16,013 | $6,967+129.9% | $6,281+155.0% | $6,690+139.4% |
| Admin fee / account holder | $13,841 | $12,105+14.3% | $10,424+32.8% | $13,392+3.4% |