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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,561 | $182,442+110.8% | $163,379+135.4% | $138,895+176.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 16.01% | 72.74%-56.7pp | 63.41%-47.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $19,071 | $4,159+358.5% | $3,752+408.2% | $4,194+354.7% |
| Participant deferral / active EE | $12,743 | $6,817+86.9% | $6,282+102.9% | $6,396+99.2% |
| Admin fee / account holder | $19,303 | $10,396+85.7% | $9,818+96.6% | $12,562+53.7% |