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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,945 | $168,636-77.5% | $147,618-74.3% | $125,388-69.7% |
| Participation rate | 63.6% | 88.8%-25.1pp | 84.6%-21.0pp | 83.2%-19.6pp |
| Annual return | -2.63% | 77.65%-80.3pp | 61.98%-64.6pp | 282.24%-284.9pp |
| Employer contribution / active EE | $4,879 | $6,252-22.0% | $5,565-12.3% | $4,866+0.3% |
| Participant deferral / active EE | $5,518 | $5,507+0.2% | $4,895+12.7% | $5,352+3.1% |
| Admin fee / account holder | $315 | $13,580-97.7% | $11,612-97.3% | $9,541-96.7% |