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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,877 | $62,086+15.8% | $90,259-20.4% | $64,340+11.7% |
| Participation rate | 81.7% | 53.9%+27.9pp | 70.7%+11.0pp | 55.2%+26.5pp |
| Annual return | 17.93% | 16.73%+1.2pp | 18.88%-0.9pp | 24.14%-6.2pp |
| Employer contribution / active EE | $2,392 | $1,883+27.1% | $2,291+4.4% | $1,862+28.5% |
| Participant deferral / active EE | $8,213 | $2,557+221.2% | $3,827+114.6% | $2,980+175.6% |
| Admin fee / account holder | $2,060 | $3,317-37.9% | $7,267-71.7% | $3,703-44.4% |