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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,877 | $63,904+12.5% | $89,340-19.5% | $67,986+5.7% |
| Participation rate | 81.7% | 54.3%+27.4pp | 69.6%+12.2pp | 57.2%+24.5pp |
| Annual return | 17.93% | 18.09%-0.2pp | 20.57%-2.6pp | 31.67%-13.7pp |
| Employer contribution / active EE | $2,392 | $1,627+47.0% | $2,231+7.2% | $2,019+18.5% |
| Participant deferral / active EE | $8,213 | $2,691+205.2% | $3,823+114.8% | $3,358+144.6% |
| Admin fee / account holder | $2,060 | $3,315-37.9% | $6,704-69.3% | $3,203-35.7% |