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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,258 | $58,848-82.6% | $88,179-88.4% | $82,637-87.6% |
| Participation rate | 79.4% | 57.9%+21.5pp | 69.1%+10.3pp | 68.1%+11.4pp |
| Annual return | 3.19% | 22.76%-19.6pp | 64.97%-61.8pp | 53.51%-50.3pp |
| Employer contribution / active EE | $0 | $1,678-100.0% | $2,549-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $3,653 | $3,124+16.9% | $4,614-20.8% | $4,126-11.5% |
| Admin fee / account holder | $1,050 | $4,795-78.1% | $7,673-86.3% | $7,339-85.7% |