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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,444 | $181,896-44.2% | $156,551-35.2% | $273,972-63.0% |
| Participation rate | 81.3% | 88.4%-7.1pp | 84.0%-2.8pp | 83.0%-1.8pp |
| Annual return | 9.40% | 30.74%-21.3pp | 32.23%-22.8pp | 41.46%-32.1pp |
| Employer contribution / active EE | $7,274 | $6,248+16.4% | $5,501+32.2% | $4,869+49.4% |
| Participant deferral / active EE | $4,452 | $5,550-19.8% | $4,871-8.6% | $5,287-15.8% |
| Admin fee / account holder | $2,136 | $15,560-86.3% | $13,028-83.6% | $10,133-78.9% |