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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,544 | $111,814+133.0% | $103,374+152.0% | $145,959+78.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.81% | 24.77%-18.0pp | 24.89%-18.1pp | 561.95%-555.1pp |
| Employer contribution / active EE | $6,591 | $4,214+56.4% | $3,869+70.4% | $4,661+41.4% |
| Participant deferral / active EE | $9,151 | $5,618+62.9% | $5,058+80.9% | $6,689+36.8% |
| Admin fee / account holder | $3,412 | $9,754-65.0% | $8,394-59.4% | $13,398-74.5% |