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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,544 | $110,337+136.1% | $102,383+154.5% | $145,877+78.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.81% | 24.83%-18.0pp | 24.94%-18.1pp | 551.28%-544.5pp |
| Employer contribution / active EE | $6,591 | $4,216+56.3% | $3,870+70.3% | $4,663+41.4% |
| Participant deferral / active EE | $9,151 | $5,621+62.8% | $5,060+80.9% | $6,691+36.8% |
| Admin fee / account holder | $3,412 | $9,750-65.0% | $8,391-59.3% | $13,402-74.5% |