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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,935 | $117,829+67.1% | $102,423+92.3% | $145,877+35.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 26.10% | 31.83%-5.7pp | 29.42%-3.3pp | 551.28%-525.2pp |
| Employer contribution / active EE | $6,243 | $3,615+72.7% | $3,023+106.5% | $4,663+33.9% |
| Participant deferral / active EE | $13,394 | $5,732+133.7% | $5,054+165.0% | $6,691+100.2% |
| Admin fee / account holder | $22,477 | $13,335+68.6% | $9,455+137.7% | $13,402+67.7% |