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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,604 | $110,212+48.4% | $96,534+69.5% | $139,466+17.3% |
| Participation rate | 78.6% | 78.1%+0.5pp | 76.0%+2.6pp | 80.3%-1.8pp |
| Annual return | 22.35% | 26.42%-4.1pp | 25.88%-3.5pp | 373.66%-351.3pp |
| Employer contribution / active EE | $5,876 | $3,620+62.3% | $2,965+98.2% | $4,754+23.6% |
| Participant deferral / active EE | $11,897 | $5,547+114.5% | $4,851+145.2% | $6,712+77.2% |
| Admin fee / account holder | $1,401 | $11,599-87.9% | $8,253-83.0% | $11,409-87.7% |