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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,935 | $117,895+67.0% | $102,460+92.2% | $145,897+35.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 26.10% | 31.92%-5.8pp | 29.47%-3.4pp | 552.29%-526.2pp |
| Employer contribution / active EE | $6,243 | $3,619+72.5% | $3,025+106.4% | $4,663+33.9% |
| Participant deferral / active EE | $13,394 | $5,736+133.5% | $5,056+164.9% | $6,689+100.2% |
| Admin fee / account holder | $22,477 | $13,353+68.3% | $9,460+137.6% | $13,390+67.9% |