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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,150 | $110,410-38.3% | $102,437-33.5% | $145,897-53.3% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 10.69% | 24.85%-14.2pp | 24.95%-14.3pp | 552.29%-541.6pp |
| Employer contribution / active EE | $2,397 | $4,217-43.2% | $3,871-38.1% | $4,663-48.6% |
| Participant deferral / active EE | $8,542 | $5,622+51.9% | $5,060+68.8% | $6,689+27.7% |
| Admin fee / account holder | $148,457 | $9,745+1423.4% | $8,388+1669.9% | $13,390+1008.7% |