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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,567 | $157,304-27.2% | $141,197-18.9% | $152,909-25.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.70% | 64.34%-43.6pp | 71.41%-50.7pp | 345.46%-324.8pp |
| Employer contribution / active EE | $4,086 | $5,263-22.4% | $4,736-13.7% | $4,764-14.2% |
| Participant deferral / active EE | $11,270 | $7,111+58.5% | $6,710+67.9% | $5,851+92.6% |
| Admin fee / account holder | $2,536 | $12,126-79.1% | $10,265-75.3% | $11,601-78.1% |