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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,934 | $138,076-34.9% | $123,553-27.2% | $135,380-33.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.68% | 153.70%-163.4pp | 119.21%-128.9pp | 519.81%-529.5pp |
| Employer contribution / active EE | $4,103 | $5,152-20.4% | $4,628-11.3% | $4,779-14.1% |
| Participant deferral / active EE | $10,991 | $6,800+61.6% | $6,426+71.0% | $5,609+96.0% |
| Admin fee / account holder | $2,235 | $10,917-79.5% | $9,284-75.9% | $10,828-79.4% |