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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,914 | $144,130-57.0% | $117,860-47.5% | $147,585-58.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 15.99% | 531.20%-515.2pp | 335.10%-319.1pp | 578.58%-562.6pp |
| Employer contribution / active EE | $4,848 | $4,897-1.0% | $3,786+28.1% | $4,876-0.6% |
| Participant deferral / active EE | $4,338 | $5,316-18.4% | $4,482-3.2% | $5,439-20.2% |
| Admin fee / account holder | $653 | $10,887-94.0% | $8,021-91.9% | $10,886-94.0% |