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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,551 | $131,835-61.7% | $108,582-53.4% | $273,972-81.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 5.87% | -91.57%+97.4pp | -51.70%+57.6pp | 41.46%-35.6pp |
| Employer contribution / active EE | $3,246 | $4,913-33.9% | $3,758-13.6% | $4,869-33.3% |
| Participant deferral / active EE | $4,132 | $5,127-19.4% | $4,311-4.1% | $5,287-21.8% |
| Admin fee / account holder | $658 | $10,253-93.6% | $7,645-91.4% | $10,133-93.5% |