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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,526 | $148,629+170.2% | $135,982+195.3% | $139,487+187.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.93% | 79.33%-59.4pp | 68.32%-48.4pp | 373.84%-353.9pp |
| Employer contribution / active EE | $3,896 | $5,247-25.7% | $4,859-19.8% | $4,755-18.1% |
| Participant deferral / active EE | $18,309 | $8,102+126.0% | $7,760+135.9% | $6,713+172.8% |
| Admin fee / account holder | $53,677 | $12,406+332.7% | $10,767+398.5% | $11,407+370.5% |