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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,136 | $138,076+145.6% | $123,553+174.5% | $135,380+150.5% |
| Participation rate | 88.9% | 84.7%+4.2pp | 82.3%+6.6pp | 82.6%+6.2pp |
| Annual return | -8.76% | 153.70%-162.5pp | 119.21%-128.0pp | 519.81%-528.6pp |
| Employer contribution / active EE | $3,351 | $5,152-35.0% | $4,628-27.6% | $4,779-29.9% |
| Participant deferral / active EE | $13,451 | $6,800+97.8% | $6,426+109.3% | $5,609+139.8% |
| Admin fee / account holder | $77,167 | $10,917+606.9% | $9,284+731.1% | $10,828+612.7% |